Friday, December 07, 2007

The $2 phone card - two dollar phone card - less fees

Consider this... Most phone card companies... correction: Every phone card company makes their money on the back end fees, and surcharges tacked on to every phone card. Finally competitive pressures, together with some belated scrutiny by a few state attorney general offices in Florida and elsewhere are getting the phone cards to make some adjustments.

However, the fees are not going away, as much as they are being tacked onto the back of the phone card. So if a $5 phone card announces 65 minutes to Philippines, there is a good chance that you will get 65 minutes if you make one continuous call. As soon as you hang up, the fees are tacked on. These fees can consume 30% or more of the original value of the phone card.

Be assured that fees on phone cards is not the practice of one or two phone card companies but the practice of EVERY phone card company.

One solution to the problem is for the consumer is to purchase lower denomination phone cards. A few years ago, the $10 phone card was very popular, and $20 phone cards were common. Over time, consumers learned that the higher denomination cards gave the card issuers more opportunity to collect fees.

So the $10 and $20 phone cards have disapeared from the market.

Consumers who purchase $2 phone cards, will often find that using all of the available minutes on one call is more practicle than it is on a $5 phone card. So if you purchase a $2 phone (two dollar phone card) and use it up on one call, you will not see the disconnect fee, and the over night fee that is normally associated with a $5 phone card.

Hellocallingcards.com has begun adding the $2 phone card to the portfolio of calling cards available for online purchase. It may be better value to purchase 5 of the $2 phone cards, rather than 2 of the $5 phone cards. You can use one $2 phone card each day. If you opened a $5 phone card by making a phone call, there would usually be no time left on the card after a few days because of fees.

1 comments:

Anonymous said...

You should differentiate between 'clean' and 'dirty' cards. Several calling card providers offer many 'clean' cards that do not charge any additional fees on a per call basis beyond the per minute rate for the call. These cards are good for making multiple calls on one card. These cards, however, are not free of service fees that may be charged typically on a weekly or bi-weekly basis.